Top 5 Real Money Earning Apps

  1. Top 5 Real Money Earning Apps List
  2. Top 5 Money Earning Apps In India

One can use the cash earned to recharge or transfer it to Paytm. Installing the app can make you earn money and also every hour one can earn Rs. 50 Paytm cash by playing quizzes. It is an app where one can read, post, share and save huge number of lol gifs, pictures, and funny videos. This app helps to earn free Paytm cash. Swagbucks ($5 Bonus) Where to play: iPhone, Android, and Swagbucks.com How much can you earn: $2 – $4 per hour How much does it cost to play: $0 for most games. Some have cash entry costs.

Who wouldn't want to make money playing games online while sitting at home on the couch?

If you are ready to have some fun making money from home, then keep on reading. There are so many opportunities to use new online gaming sources to generate gaming-based income. Not only are there different sources for making money, but there are also different ways and formats!

You can earn cash rewards by playing mobile games, taking surveys, and shopping online. Nothing is more satisfying than when you earn gift cards and other rewards or get that extra cash via PayPal.

Sit back, relax, and check out our top money making apps to earn free cash playing your favorite games from home!

Table of Contents

  • 1 Best Apps to Play Games for Money
  • 2 Best Game Apps to Win Real Money
  • 3 Additional Apps that Pay You to Play Games
  • 4 Alternative Apps to Earn Free Money
  • 5 More Ways to Play Games for Money
    • 5.3 Play Games for Money FAQ

Best Apps to Play Games for Money

1. Mistplay

This application actually pays you to play online games. Mistplay is an Android-specific application that offers users the opportunity to play video games in exchange for monetary reward.

The app launched in 2017, focusing on providing users an environment in which they can participate in games in exchange for prizes. Through the earning of points, users can join in in-app games to receive gift cards to various retailers such as Amazon, Google Play, and even virtual Visa gift cards!

With Mistplay, you are eligible to start earning money from the minute you start playing online games. You can even play with friends and level up your avatar to unlock achievements and earn units faster. They also support user communications and staying connected by offering a chat feature, encouraging connections amongst participants.

Another important note is that users will not pay any fees to download, join, or play games in Mistplay. Play certain games and make money online today!

2. Lucktastic

Lucktastic is like a virtual scratch-off ticket. Just download the app, and you'll get free tickets to play every day.

You can use your tickets to try to win huge cash prizes, like $5,000, $10,000, or more! If you earn anything between $1 and $100, you can redeem it with a Dwolla account.

The best thing about this app is that you still earn points every time you play, even if you don't win a cash prize.

Those points can later be redeemed for gift cards to Amazon, Restaurant.com, and more.

New: Gamehag

Play free online games to collect Soul Gems and exchange them for rewards! Earn free Robux, Steam Wallet, Prepaid Mastercard, and more!

Play games, Complete tasks, Get rewarded!

Best Game Apps to Win Real Money

Are you looking to win real cash playing your favorite video games? Mobile game lovers can get paid cash rewards and gift cards every day with these free apps.

3. Lucky Level

Lucky Level brings you free scratch cards and even a spinning wheel for a chance to win money and gift cards. Play tens of scratcher cards every day for your chance to win up to $1,000. Thousands of players have already enjoyed risk-free winning experiences. Spin the LUCKY WHEEL and enter our WEEKLY RAFFLES for even more chances at winning cash and gift cards.

  • Win money: the more you scratch, the better your chances! Receive payment directly into your Paypal account
  • Get gift cards: redeem the tokens you earn every day for gift cards from your favorite brands.
  • Free to play: no purchase nor deposit necessary
  • Compete on daily leaderboards: earn tokens by finishing up on top of the daily leaderboard.
  • New scratch cards are released 3 times a day.
  • New raffles every week: there's always a winner!

4. Wizard of Oz Slots

Wizard of Oz Slots is the only FREE Vegas-style game from The Emerald City!

Play new games with Dorothy, Scarecrow, Tin Man, and the Cowardly Lion as they travel the Yellow Brick Road to see the Wizard of Oz.

Relive the classic movie and win HUGE PAYOUTS with FREE SPINS and MEGA WILDS in all-new casino machines.

Collect millions of free credits every day and keep spinning to get bonus credits in the best free machine games around!

  • Wizard of Oz Slots (IOS)
  • Wizard of Oz Slots (Android)

5. Game of Thrones Slot Casino

Winter is coming.

The great houses of Westeros are preparing themselves for an all-new adventure: Game of Thrones Slots Casino.

Are you ready to spin the machines on your way to the ultimate glory: The Iron Throne?

Test your skill in one of the most immersive machine games to come out of the Seven Kingdoms. Relive memorable moments by experiencing machines with classic sights, sounds, and beautiful art, all based on Game of Thrones!

Dive into a mix of classic games and enjoy never-before-seen social features, where teamwork on the machines can aid your quest to sit on the Iron Throne.

6. My Konami Slots

The thrill of winning is in the palm of your hand. Play top-ranked My KONAMI Slots anytime you feel the need for a little social casino fun or a quick escape. My KONAMI features some of your very favorite machines straight off the casino floor.

Download the app for iOS to play free social casino games and start having fun in so many ways, including free spins, big bonuses, progressive jackpots, and working your way up in VIP status.

Play My Konami Slots (IOS Only)

7. Willy Wonka Slots

Willy Wonka Slots is your lucky ticket to FREE authentic, casino-style games and the iconic cast of Willy Wonka and the Chocolate Factory! Spin to win amazing prizes in this scrumptious free game!

Create your very own garden of crazy Wonka creations in Sweet Candy Crops, our newest mini-game. Spin in machines to find the best seeds, plant, grow, and watch the Credits roll in!

Play is sweeter than ever with free games, fun mini-games, and slot machines! Join Charlie as he tours the most eccentric and unusual candy factory of all, Willy Wonka's Chocolate Factory.

8.DoubleDown Casino Slots

Casino action thrills are free—and right at your fingertips!—in the world's biggest social game app.

Win big on over 100 authentic machines, from 3-reel classics to the latest Las Vegas hits, and the same name-brand Video Poker, Blackjack, and Roulette you know and love from the floor.

9. Zynga Poker

Join one of the world's most popular online poker games with more tables, more cash tournaments, more jackpots, and more players to challenge than ever!

It’s so easy getting paid to play poker game tournaments with Zynga Poker! Whether you prefer casual Texas Holdem Poker or competitive tournaments, Zynga Poker is your home for authentic gameplay.

Play Zynga Poker (Android Only)

10. InboxDollars

InBoxDollars is a cash-based online rewards club. It’s one of the best survey sites. It's been an established and well-known company that pays for easy online activities, like taking online market research surveys, watching videos, reading advertising emails, searching the web, and completing offers playing games, printing coupons, and more.

They offer a generous $5 bonus for signing up with a payout amount of $30 via check, card, or gift card.

11. MyPoints

MyPoints is a platform that allows you to earn gift cards for answering surveys, playing free games, watching videos, and many other online activities!

MyPoints will also pay you to shop online! When you shop online at over 2,000 top retailers like Walmart, eBay, and Amazon, earn gift cards.

Cash-out your points whenever you want for your favorite gift card or get a transfer to your PayPal account.

You're going to buy things regardless, so you may as well buy them through MyPoints to save money and earn that gift card!

  1. $5 Sign-up Bonus: Complete five surveys.
  2. $10 Task Bonus: Make your first purchase of $20 or more and receive a $10 Amazon Gift Card.

Additional Apps that Pay You to Play Games

12. Swag IQ

Do you love the thrill of a good game show? Check out the free Swag IQ app for the chance to test your knowledge on a live trivia game show. You can earn playing video games and a grand prize if you answer all questions correctly.

In true game show format, you'll be presented with a series of trivia questions and multiple-choice answers for each one. You get only 10 seconds to select your answer. Be sure to choose before the 10 seconds run out, or you'll be out of the running for the grand prize.

Even if you don't make it to the top, you can earn Swag IQ's digital currency for answering questions correctly. You can use it to get a second chance to win the grand prize or redeem for cash or gift cards.

13. Bananatic

If you would like to be one of the first to play a new game and provide your feedback, check out Bananatic. Game developers use this app for testing their latest games and getting reviews and suggestions on improvements.

It's also a fun community of gamers who can meet each other through the app, discuss the games, bugs, game development, and so on. What is more, you get rewarded in the game's virtual currency for playing new games, advancing levels, and writing reviews.

You can redeem your winnings for digital content, premium games, and even gift cards.

14. PerkTV

Like Swagbucks, Perk offers lots of ways to earn points: watch videos, take quizzes, play games, search the web, shop, and more. Each feature has its app, and like Swagbucks, but the app you want to use is Perk TV,

It rewards points for watching videos. Watching videos earns you minimal (a point or two each, which amounts to fractions of a penny); you can run Perk TV on your phone, and it will autoplay videos while you do other things, making it one of the lowest effort apps on this list.

If you use it regularly, that can result in some genuine cash over a month.

15. CashCrate

CashCrate is another reliable get-paid-to site where you can take surveys online, play games, and perform different tasks to earns a few dollars.

The sign-up process is surprisingly easy, and luckily also FREE! You can expect to get 2-3 survey invites every day. Furthermore, if you want to take part in more, you can always visit their website where dozens are available.

Spend some time on this append you can make some extra cash to enjoy a fancy meal or buy a movie ticket for friends on a Friday night.

16. VeryDice

VeryDice is a free mobile app that pays you to roll dice from your smartphone. If you're looking for a quick and easy way to earn money playing games, this is by far one of the best ways to go.

When you first register for the app, you're given 50 freerolls. Each time you roll, you're given a certain amount of “tickets” that can be used to exchange to earn real cash prizes (shipping is always free).

17. HQ

Do you love showing off your trivia knowledge? If that's the case, you should give HQ a try. This fun, fast-paced trivia game allows you to compete and win cash prizes. Players have 10 seconds to answer each multiple-choice question.

The app takes the form of a live game show, which airs at 9 p.m. Eastern Time daily. There's usually another show at 3 p.m. Eastern on weekdays as well. You'll need to answer 12 questions to be entered to win the grand prize, which goes to the person who answers all of them correctly.

However, if multiple people answer all questions correctly, the prize is split between all respective winners. Daily prizes go up to $5,000, with a $25,000 prize on Sundays. Occasionally, prizes can be much higher — up to $400,000.

The HQ app is available on Google Play and in the iTunes App Store.

18. PCHGames

The Publishers Clearing House or PCH runs this app for short. Go to PCHGames to get access to scratch cards and instant win games where you could win up to $2,500.

Some of the games available within the app include mahjong, solitaire, slots, and more. You'll earn tokens that can be used to enter prize drawings. If you're fortunate, you could win prizes up to $1 million.

Aside from getting lucky with a top prize, you can also redeem your points for fun giveaways such as gift cards and merchandise.

19. Long Game

While Long games can be a fun way to pass the time, it can also help you achieve your financial goals. To get started, you need to verify your identity and link your bank account to the app.

Next up, you need to set a savings goal, such as saving for a car down payment. Then decide on how much you want to be added to your account each payday. Every time you add money to your account, you'll earn coins to play games for cash prizes.

All the money you're putting into your in-app savings account belongs to you. The account is FDIC-insured for an added layer of protection and peace of mind.

20. Brain Battle

Brain Battle has already given away tens of thousands of dollars to lucky players. They do this by sharing back a portion of the advertising revenue with one lucky winner. There are no in-app purchases and no paying to win.

All you need to do is download this free app and play any games to collect tickets. You need to get at least one ticket to be entered into the cash prize drawings. The more tickets you have, the higher your chance of winning the grand prize. The money is paid out through a Paypal money transfer.

Brain Battle is available in the Google Play Store and iTunes App Store.

21. Gamesville

Gamesville is a free web-based gaming website on the internet. You get awarded GV rewards for playing and winning games and getting high scores. From there, you can get your GV rewards into cash and other awesome prizes.

Additionally, Gamesville offers pure cash competitions for those who do not want to earn the GV rewards.

22. WorldWinner

WorldWinner is a skill-based gaming website that allows you to compete against other people for real money.

You can play in heads-up matches against other people or participate in large tournaments for cash prizes. The games list at WorldWinner includes a variety of arcade-style games, card games, sports games, strategy games, and word games.

Some familiars such as Bejeweled 2, Jeopardy, Wheel of Fortune, Tetris, Spades, and Scrabble.

This website does require a deposit of $5, 10, or 20 at a time to begin to test your skills.

23. Verasity Gamestore

With Verasity, for every minute of gaming, players will receive digital tokens that are exchangeable to Amazon vouchers and many other rewards. There are already thousands of games available from more than 550 game publishers, ensuring a wide variety of genres.

The platform is part of the Verasity. Tv online portal, which also hosts a Watch&Earn program and several B2B tools. Publishers use Verasity's's rewarding-technology to improve aspects such as engagement and monetization.

With the Verasity GameStore, you can play as a single-player, try a PVP game, or even create your tournaments and challenge your friends worldwide, right from your living room.

Alternative Apps to Earn Free Money

What's better than being a paid game player??? How about stacking your game winnings with cash back apps for big-time cash. These apps help you earn automatic cash back when shopping online.

24. Swagbucks

Swagbucks is an excellent rewards site that gives you many ways, free gaming included, to earn Swagbucks to redeem for tons of gift cards or PayPal cash.

It's even better now that it's on mobile and you can earn rewards wherever you go!

If you shop online with your mobile device, you can visit Swagbucks first to check its cashback offers. Click on them before you shop to earn a percentage of your purchase order back in the form of Swagbucks!

There are several gift cards to choose from to please just about any interest! These include Walmart, Target, and Visa.

25. Fetch Rewards

The Fetch Rewards App is a free mobile app that gives you cashback for taking pictures of your grocery receipts. The main difference between Fetch Rewards and other receipt scanning apps is that it doesn't matter where you buy your product.

Each time you scan your grocery receipt, you are given a specific amount of points. The amount of points you earn depends on the offers that are on your receipt.

The points you earn can be converted into real cash prizes such as gift cards to popular retailers such as Amazon, CVS, and Target. You can also choose to donate your earnings to the Red Cross. You need a minimum of 3,000 points (USD 3) to cash out.

26. Rakuten

Another favorite way to get a gift card is by shopping with Rakuten. This is a one-time deal in terms of gift cards, but you can continue getting cash back from nearly any online purchase.

When you first sign-up for Rakuten, you can choose to receive a $10 Walmart gift card or a $10 Rakuten cash back bonus.

You receive the bonus after making your first $25 purchase with Rakuten.

It is possible to earn cash back from over 2,000 online stores and at over 30 brick and mortar retailers. Your gift card will ship once you complete your first purchase.

Otherwise, Rakuten will send your cash back rewards by mail or PayPal every quarter each time you earn $5 in your cash back balance. It’s a great way to earn some money easily!

27. Ibotta

Ibotta is a great app that helps you save on your groceries, which is a substantial monthly expense for most people!

Not only can you save money on your purchases, but you can also make extra money by completing bonuses!

It's easy to make money with Ibotta, especially when you team up with your friends.

You and your team can earn money together and qualify for more bonuses when you meet specific goals each month.

You only need $20 in your Ibotta account to redeem it for PayPal cash or your choice of gift cards.

Download Ibotta on the App Store or Google Play. If you're a new member, you can get a free $10 just for signing up!

28. FeaturePoints

The FeaturePoints app helps you learn about new apps you might like to use on your iOS or Android device.

You can earn points just for downloading partnered apps, but you'll receive even more if you try them out for a bit.

This app rewards you with various gift cards to places like Amazon, PayPal, and Xbox. You can also choose to use your points to get paid games for free!

The referral program here is excellent, so be sure to invite your friends.

You'll earn 50% of everything they make after signing up using your code.

29. Toluna

The popular survey site, Toluna, is on both Google Play and the App Store.

You can join the Toluna community to participate in polls and online surveys where you'll get to share your opinions on various subjects.

Toluna gives you points for participating, which you can then redeem for cash or a variety of gift cards, including Redbox, Banana Republic, Overstock, and Groupon.

Toluna also has daily sweepstakes that give you a chance to win cash or prizes!

30. Survey Junkie

Survey Junkie is a website where users to take surveys in exchange for points that can be redeemed for gift cards or a deposit into your account. Signing up for the site is quick and painless; you can use your plus account or your email to log in

While playing new mobile games, you will be presented with surveys to complete in exchange for monetary rewards. Sound simple? That's because it is!

More Ways to Play Games for Money

Stream on Twitch

Twitch is a streaming platform where millions of people come together, live every day to chat, interact, and make entertainment together. Twitch is a subsidiary of Amazon and serves as the leading video live streaming service.

Mainly, the service is for streaming video games, whether live or broadcasting previously recorded games. If you want to know more about Twitch, check out this more detailed post.

Apps that Pay

Now you have a ton of options to start earning cash rewards with all those money-making apps!

We have provided you with the best apps with free games to start making money while having fun. The best part? You aren't limited to just the games. You can try taking surveys, shopping, scanning receipts, and even streaming on Twitch!

How you decided to make that extra money is entirely up to you. You can try one or try them all!

Let us know your favorites in the comments!

Play Games for Money FAQ

What Apps Pay You Real Money to Play Games?

There is a wide selection! Swagbucks, Mistplay, Perk TV, and many more!

What Game App Pays the Most?

Swagbucks is the higher with a $5 payout and many ways to earn.

Can You Win Money on Game Apps?

You sure can! Check out some prime ones on the list like Mistplay and Swagbucks!

What Apps Let You Win Real Money?

If you are looking for straight cash, check out Swag IQ.

One of the best forms of income is passive income. That’s because it flows in while you’re busy doing other things. It can provide a valuable second income, that you can use to fund your retirement plan, get out of debt, or save up for your next vacation.

With the dozens of passive income apps available, you can find one for just about any income venture you can think of. Some are truly passive–you invest money or create a product or service–then the income rolls in without any further action on your part.

Others are what you might call semi-passive. They require a significant amount of effort up front, but then very little later on while maintaining a continuous cash flow.

There are many passive income apps available, offering a wide variety of ways to earn more money. You can sign up with any of these apps to start earning passive income that requires little time or effort.

Let’s take a look at the best passive income apps for a variety of income sources. You’re certain to find one that will work for you.

Shopping Apps

Shopping apps are a way to earn passive income through regular activity, like shopping. The shopping is certainly active, but since you’d be doing it anyway, the rewards you earn are true passive income. Just be careful you’re not spending money just to get the rewards, otherwise, you’ll end up spending more money than you earn.

Shopping portal rewards apps worth plugging into include:

1. Rakuten (Formerly Ebates)

Rakuten is probably the most popular shopping rewards app right now. You’ve likely heard of it as Ebates, but Rakuten has actually owned Ebates since 2014. Then in 2018, the company began integrating Ebates fully with Rakuten.

The app still works the same as always: it connects you with more than 2,000 online companies that pay cashback rewards. The rewards go to the company, which then splits them with the app user. It’s an excellent way to get cash back on your regular shopping activity. Check out our full review here.

2. Birch Finance

Birch Finance analyzes your regular spending, then helps you to maximize credit card rewards. It even recommends credit cards that are more suitable based on your spending patterns. Just be aware that cash back offers work best for people who pay off their balances in full each month. If you carry a balance, the interest charges may more than offset the rewards.

3. Seated

Seated is an app created specifically for restaurant dining. If you make a reservation through the app, you can earn gift cards worth as much as $60. This is an excellent way to generate gift cards if you’re a frequent diner.

Saving and Investing Apps

Savings and investing apps enable you to accumulate higher savings, either through earning investment income, or allocating a portion of your regular spending to savings and investing. Either activity, earning investment income or making regular allocations to savings and investing, are passive activities. With either activity, you’ll have more money at the end of each month.

Some of these apps do involve taking on a certain amount of risk of loss. If you’re not comfortable with that prospect, it’s best to use several apps for diversification purposes. For example, you might want to have one that focuses on bank savings, one for stocks, another for bonds, and still another for reIal estate. In that way, you can create a fully diversified portfolio with a small amount of money.

Saving Apps

5. Capital One 360

Capital One 360 offers a variety of ways to earn extra income on your banking activities. For example, they pay interest on checking, and above average interest on savings. But they also charge very low fees, which also helps to increase your bank balance. Check out our review of Capital One 360 here.

6. Digit

Digit is a micro-savings app that helps a non-saver become a saver. It evaluates your spending habits and transfers very small amounts of money from your linked bank account into your Digit account. This is a way to build up savings passively since it involves no additional action on your part. To learn more about it, check out our review of Digit here.

7. Acorns

Acorns is a combination micro-savings and micro-investing app. It works using a process called “round ups”. When you make a purchase for $5.25, Acorns rounds the amount up to $6, pays the vendor $5.25, then transfers 75 cents into your Acorns account. Once you accumulate $5, it’s transferred over to the Acorns robo-advisor, where it’s invested and managed for you. It turns spending money into savings and investments. Check out our full review of Acorns here.

Check out the new Acorns Spend checking account as well. This provides you with a useful debit card that invests and saves for you instantly as you make a purchase. There are no overdraft or minimum balance fees to worry about. Plus, you get free bank-to-bank transfers and access to free ATMs nationwide (and fee-reimbursed ATMs). It’s investment, retirement, and checking all in one place.

Investing Apps

These are apps that enable you to invest very small amounts of money, giving you an opportunity to earn income on your savings. This is the best kind of passive income of all, since you’re essentially earning money on your money.

8. Stash

Stash is a micro-investing app that allows you to invest with no minimum deposit. They provide an investment template of exchange-traded funds (ETFs) and individual stocks to invest your money in. They don’t manage your investments, but they do give you an opportunity to get started if you never have in the past. Check out our full review of Stash here.

9. Betterment

Betterment is an automated online investment platform, commonly known as a robo-advisor. You can open an account with no money at all, then fund it with regular contributions. Betterment will design a portfolio for you, and then manage it for a very small fee. Check out our full review of Betterment here.

10. M1 Finance

M1 Finance is another robo-advisor. You can create your portfolio for free. Schedule deposits in a way that works best for you, weekly, bi-weekly or monthly. Check out our full review of M1 Finance here.

11. Ally Invest

Ally Invest is diversified investment brokerage, where you can get involved in self-directed investing.

But they have their own robo-advisor, Ally Invest Cash-Enhanced Managed Portfolios, so you can have some or all your money professionally managed, while also having the option to dabble in individual investments.

Here are a few of the highlights of Ally Invest Cash-Enhanced Managed Portfolios:

  • Low Advisory Fee: 0.00%
  • Low Investment Minimum: $100
  • 24/7 Support: You can call or chat with a member of Ally’s customer support team whenever you have a question.
  • Rebalancing: Ally Invest will keep an eye on your portfolio and rebalance your asset allocation mix when necessary.

With Ally Invest Cash-Enhanced Managed Portfolios, you get to create your own customized portfolio that matches your risk tolerance. And once you’ve told Ally Invest how you want your money diversified, they take care of the rest. You just get to sit back and watch your money grow.

Check out our full review of Ally Invest here.

Dividend Investing Apps

Some investors are not entirely comfortable with growth stocks since they can swing in uncomfortable directions. But you can still invest in stocks and earn a steady income by investing in high dividend-paying stocks. You can do that through diversified investment brokerage platforms.

Ally Invest (Again!)

Ally Invest enables you to invest in anything you like. You can choose high dividend-paying stocks, or invest in either a mutual fund or an ETF that invests strictly in high dividend stocks. Ally Invest also has very low trading fees to make investing less costly. Check out our full review of Ally Invest here.

12. TD Ameritrade

TD Ameritrade is another diversified investment brokerage, but one with a higher degree of hands-on financial assistance. You can also use TD Ameritrade to invest in high dividend-paying stocks on this platform or choose ETFs or mutual funds.

Disclosure: All opinions expressed are our own. We are compensated by some of the businesses that we review (e.g. TD Ameritrade).

Bond Investing Apps

A way to earn higher interest, without taking the risks involved with stocks, is to invest in bonds. There are apps that can help you do that as well.

Ally Invest (Again!)

Ally Invest gets a strong mention anytime the topic is investing because they offer virtually every option available and at very low fees. But you can use this broker to buy individual bonds, or invest in ETFs or mutual funds that invest in bonds.

13. Worthy Bonds

Worthy Bonds makes loans to small businesses, mainly to help them with their inventory and purchase financing. This enables them to earn higher interest, which they pass on to their investors. You can earn 5% on your money by investing as little as $10. That’s well above the rate of return you can get at a local bank. Plus, you can feel good about assisting small business owners.

Peer Lending Apps

More formally referred to as “peer-to-peer” (P2P) lenders, they allow investors to fund loans directly to borrowers. In the process, investors earn much higher interest than they can with traditional bank investments. It’s essentially banking without the banker, and where you as the investor become the banker.

14. LendingClub

LendingClub is the largest and best-known P2P platform. You don’t fund loans but instead invest in small slices of loans, referred to as “notes”. Each note is $25. With a minimum investment of $1,000, you can diversify across 40 different notes.

One disadvantage with Lending Club is that most states require you to meet minimum income and net worth requirements. But if you do, you can earn much higher returns than with bank investments. Check out our full review of Lending Club here.

15. Prosper Invest

Prosper Invest not only operates similarly to Lending Club but is also its primary competitor. One of the main advantages with Prosper is that you only need $25 to open an account.

Real Estate Crowdfunding Apps

A lot of people would like to invest in real estate, but don’t want to get their hands dirty. With the many investment apps available today, that’s now entirely possible. You can utilize real estate crowdfunding apps that allow you to invest in commercial real estate without getting involved in the process itself. You invest your money, and earn your return–it’s that simple.

16. Peerstreet

Peerstreet is a real estate crowdfunding platform that enables you to invest in loans on commercial real estate. These are high quality private real estate loans, that pay high-interest rates.

You can invest with as little as $1,000, but it does require you to be an accredited investor. That means you must be either have a high income or a high net worth. Check out our full review of Peerstreet here or you can click here to sign up.

17. Fundrise

Apps

Fundrise is similar to Peerstreet, except you don’t need to be an accredited investor.

With as little as $500, you can invest in one of two real estate investment trusts (REITs). One is an eREIT, which provides income, and the other is an eFund, which invests for growth. Fundrise is the perfect app for a small investor to invest in commercial real estate.

Typically, investing in REITs can be expensive because of high administrative costs. And they also tend to require that your money remain illiquid for several years.

Low Fees

But Fundrise portfolios charge a total annual cost of 1% (including their investment advisor fee and management fee). That’s not as low as what you’d pay with some of the cheapest stock and mutual fund robo-advisors. But it’s much better than the typical cost of investing in commercial real estate in a REIT.

Potential Liquidity

Fundrise has also built in the potential for quarterly liquidity to their plans. If you need to access your funds early (before five years), you can request that on a quarterly basis.

However, you may owe a fee, depending on how long you’ve owned the investment. For this reason, we recommended that you only invest in Fundrise if you’re ok with your money being tied up for at least 5 years. But it’s good to know that you have the potential to get your hands on your money early in the event of an emergency.

Performance

Although past performance is no guarantee of future success, Fundrise has quite an impressive track record.

If you’re not an accredited investor but would like to dabble in real estate crowdfunding, Fundrise may be exactly what you’re looking for.

Earning

Check out our full review of Fundrise here or sign up now.

Equity Crowdfunding Apps

We’ve already covered crowdfunding for consumer loans and real estate. But it also exists for upstart businesses to fund their ventures with money from participating investors.

This is a classic example of a high reward/high-risk investment, which is why it’s generally reserved for accredited investors. But if you meet the qualifications, it’s a way to earn much higher returns than you can get on more conventional investments.

Equity crowdfunding apps include:

18. AngelList

AngelList enables registered investors to help fund various business ventures. Investors pool their money to invest in business startups. The minimum investment is $1,000, and the best strategy is to invest in several different ventures. That will both minimize the losses from the failure of one or two ventures, and maximize the overall profit potential.

19. CircleUp

Circle Up allows investors to fund relatively new businesses with existing cash flows. This is usually money used to expand a business, rather than to launch a brand new venture. It should prove at least somewhat less risky than funding brand new ventures since the business already exists. The minimum investment is also $1,000, and diversification is strongly recommended.

20. Fundable

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Fundable doesn’t work with any specific type of business, so the possibilities are wide open. Once again, the minimum investment is $1,000. But Fundable may be a bit more solid than funding pure startups since it also helps companies develop their businesses and expand their cash flows.

Passive Income Through Ownership

Now we begin the shift into what might be best referred to as semi-passive income apps. That’s because they typically involve an investment of either cash or time and effort. But for most, once you get the venture up and running, you earn income with very little time or effort on your part.

These may not fit the pure definition of passive, but they have the potential to produce much higher income flows than purely passive ventures. We’re presenting several alternatives, so you can choose the one that works best with your time, talents, and preferences.

Leasing/Renting Your Stuff Apps

One way to earn some passive income is to rent out certain assets you have, but may not be using.

21. Turo

Turo is a carsharing marketplace. You can rent out your vehicle either online or through mobile apps. People rent your vehicle for a little bit less than what it costs through a car rental company. You’ll earn money for that rental during times when you wouldn’t be using your vehicle anyway. You can lease out your car for as little or as much time as you choose.

22. Outdoorsy

Outdoorsy is an RV rental marketplace for people who own recreational vehicles. And if you do, you can rent them out and earn some extra money. After all, you’re probably not using your RV most of the time. And when you’re not using it, you can rent it out to help pay for it.

Rental Property Management Apps

You can do the same thing with your home or investment real estate that you can do with your car or an RV through rental property management apps.

23. Airbnb

Airbnb is an app that enables you to rent out your home to travelers. It gives you the advantage of earning some money on your home, while guests pay less than they might at local hotels. It could work particularly well if your home is located in a large city or a popular tourist destination that draws a steady flow of travelers.

24. Zillow Rental Manager

Zillow Rental Manager helps you manage your rental property more efficiently, and that can put more money in your pocket. It enables you to list your rental on Zillow, Trulia, and HotPads. It also allows you to screen tenants online, run criminal and credit checks, and have rental payments sent directly to your bank account.

25. Landlordy

Landlordy is a “mobile companion for a private landlord”. It can help you manage and control expenses, which will maximize the profit you earn on your rental. Landlordy also assists with digital organization of key documents and communication with tenants.

26. Cozy

Cozy is a free app that gives you “modern tools” to help you spend less time managing your rental. They help you find and communicate with tenants all within the app. They also allow you to collect rent automatically and track your expenses.

27. Honeygain

We’ve discussed renting out your stuff–house, apartment, car, etc. But have you ever considered “renting” out your Internet access through your electronic devices? That’s basically how Honeygain works.

The app enables you to share your unused internet bandwidth. Data scientists will gather businesses that use this for intelligence and market research.

When you sign up with Honeygain, it’s a simple process: just give your email and create a password. Next, you’ll need to install the Honeygain app on any device you like. When those devices are connected to the web, data scientists will use the Honeygain network to connect to the Internet. Earning is simply based on the amount of GB you share with the Honeygain network.

Once your account and devices are set up, you can begin earning passive income.

Blogging/Writing Apps

These are at best considered semi-passive income ideas. You’ll have to put a reasonable amount of work into the venture at the very beginning, just to get it up and running. But once you do, cash will flow in, even though you’ll need to keep it regularly updated. One of the underappreciated aspects of this type of venture is that it can lead to all kinds of opportunities you never imagined.

28. WordPress

WordPress is a free app you can use to create a professional-looking blog or website. They offer various templates, which you can customize based on your own personal preferences.

You can make your website as simple or as complicated as you like. WordPress even offers premium templates to provide a higher quality website. It’s a perfect app to use if you’re new to blogging or creating a website. Not only are many of the apps free, but they’re also very user-friendly to install and work with.

29. Medium

Medium is an evolutionary version of Twitter that allows you to publish ideas and stories that are longer than 140 spaces. You can create stories and updates, and use it to promote your blog or website.

It’s a way to get your content out on the web, where you might find clients willing to pay for what you write.

Related:How to Make Extra Money Blogging

Self-Publishing Apps

Have you ever dreamed of writing a book? There are apps that can help you do just that. Self-publishing has become one of the new waves of the 21st century, and offers a real opportunity to get your book idea in print, without going through the usual grind with the major publishing houses.

30. Scrivener

Scrivener enables you to build a manuscript. You can write when the mood strikes you, then come back and continue your work later. You can even write random ideas and chapters, then organize them as you go forward. It also helps you to do research as well as edit your work.

31. Everywriter

Everywriter works in a similar manner to Scrivener, in that it offers you a basic outline to write a book or other document. It provides an online outline design, and can even facilitate your book cover design.

Apps to License Your Creativity

If you have any kind of creative ability at all, chances are there is an app that can enable you to monetize it. Check these out…

32. Shutterstock Contributor

Shutterstock Contributor is a mobile app that enables you to upload photos on the go. It has an auto keywording function that makes it easy to complete submissions on your phone. It also enables you to check your Shutterstock earnings and activity.

33. Foap

Foap can be used to make extra money with your photos and videos. When a client wants to purchase your work from your online portfolio, you do a 50/50 split with Foap.

You can even submit pictures and videos to one of the Foap “missions” and win hundreds of dollars. The Foap community has nearly three million members, so there’s a huge potential market for selling your work.

34. EyeEm

EyeEm works much like Foap. You download your photos, which are then available to customers and clients who use the app. In addition, EyeEm hosts weekly photo competitions as another means for winners to earn more money.

You earn royalties on those photos as they’re selected by clients.

35. Amuse

Amuse is a mobile record company that does for music what Shutterstock, Foap, and EyeEm do for photos. It allows unsigned artists to distribute their music to digital platforms. It also provides an opportunity for the creator to be signed based on data-tracking hit potential. It’s a fairly new app, having only been launched in 2017. But it could be a real opportunity for musical talent to find its way to the mainstream.

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36. Udemy

Udemy is a platform that enables you to create courses. For example, let’s say you want to create a course on playing a musical instrument. Do it on the web platform, and even have Udemy help you market the course to users.

You’ll share some of the profits with the platform, but it’ll be a significant earning opportunity if you have a specialty you’d like to arrange into a course to be sold to potential students.

Final Thoughts on the Best Passive Income Apps

Some of the apps on this list do require an investment up front to generate a passive income.

But there are a lot more that could help you capitalize on talents or even hobbies that you have. Whether it’s creating photos, videos, or even courses, you can create it, then watch it generate steady cash flow for a very long time.

Creating multiple income sources is becoming more important all the time. Passive income streams are the best sources of income because they ultimately require little or no effort going forward. Pick one or more of these apps, and get your passive income started.

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